Monday, April 23, 2012

Yikes! No Insurance?

We filled out the paperwork at the Ford dealer to get title to the new truck on Friday afternoon. Our insurance rep at Miller Insurance had emailed us that all we had to do was give her a call with the VIN numbers when we got the new truck and coach. We decided to wait until Monday to call, figuring that we were covered under our old policies.

Wrong! If you read the fine print, our truck coverage would extend to a new passenger vehicle under 10,000 GVWR. The new truck, at 13,300 GVRW, is considered a medium duty truck, so it wasn't covered until we called and got a binder yesterday afternoon. That means that on our trips to Manhattan over the weekend, we had no insurance! We're thanking our lucky stars that we had no issues. The other bad news was that the policies will cost over $3,800 a year, about twice what we had been paying. We expected the bill to be higher, but not quite that high.

Photo of truck with hitch showing to send to the insurance company.

The New Horizons crew worked hard today and made some real progress. As you can see, they really get into their work! So did we. Ken finished lining the shelves, and we got all the cardboard  boxes out. It's beginning to look like home.




On our walk this evening, Ken couldn't resist taking a few photos. We're seeing irises in bloom everywhere, in a variety of colors.



Today was our friend Steve's birthday, so we gave him a call to wish him a great day. He said that he had gone to town to do some shopping and get a pedicure and leg massage to celebrate. The bad thing is that Jan couldn't come along. One of them has to guard the gate all the time. The really good news is that Jan is feeling much better. Steve says she's pretty much back to the old Jan, except that her ankles are still swelling. She has even gotten her voice back. Yay!

The entertainment components are all hooked up, but we're waiting for a quieter moment when we're feeling less stressed to call and activate our new DirecTV DVR.

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